Paying for our service

We charge fees for the professional service we provide. Our fees are charged for three separate activities: advice, implementation and ongoing planning, review and support. We charge on a fixed fee basis.

You can pay these fees directly to Beyond Finance or as a percentage deducted from your investments. Your adviser will discuss fees with you at our first meeting and agree the right approach for your individual circumstances. We will also tell you if these fees are subject to VAT.

Our first meeting

This meeting lasts between one and two hours and there is no charge for it. This is our chance to get to know each other and to decide whether we can work together in the future.

If we can, we will write to you describing the service we will provide and how our fees will be charged.

Our service

We provide a comprehensive financial planning service. This includes:

  • Gathering information from you about your life, your current financial position, and your objectives.
  • Analysis and creation of a financial model.
  • Financial analysis meeting and report considering your present position in relation to your future objectives.
  • Creation of a financial plan.
  • A strategy meeting to agree the plan and make specific recommendations.
  • Implementation of recommendations, investing and financial product sourcing.
  • Ongoing financial planning, review and support.

Our hourly rates

Financial Planner£150 per hour
Paraplanner£100 per hour
Executive / Technical Support£80 per hour

Our typical transaction charges

Comprehensive Financial PlanningFrom £1,500 + VAT
Annual Financial Planning Review£600 + VAT
New Investment Portfolio ServiceFrom £1,000 + VAT
New Personal Pension£750 (VAT exempt)
New Self-Invested Personal Pension (SIPP)£1,250 (VAT exempt)
Pension Benefits Advice & Implementation£1,250 (VAT exempt)
New Personal Protection Package£750 (VAT exempt)
New Trust Arrangement with Investment Portfolio£1,500 + VAT
Investment management0.5% per annum + VAT ongoing adviser charge

For example, an investment valued at £100,000 would carry an annual ongoing adviser charge of £500. The charge will reflect the changing value of the investment fund.
The fee for the consolidation of pensions or investments will be discussed on a case-by-case basis before any work is carried out.
Fees will vary depending on the complexity of your financial situation.